WHAT CLIENTS ASK THE MOST

WHAT IF I AM ALREADY SCHEDULED FOR SHERIFF SALE. CAN YOU HELP ME?

YES! There are techniques that the home owner is afforded that can help - but the earlier the better.

IF I FILE FOR BANKRUPTCY AM I ALLOW ME TO KEEP MY HOME?

Bankruptcy can be a useful tool to buy valuable time to reorganize - but it will not work indefinatly.

IF THE BANK SELLS MY HOME AT AUCTION FOR MORE MONEY THAN I OWE DO I GET TO KEEP THAT MONEY?

No. The bank and mortgage companies will attach fees penalties and fines to absorb the overage.

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WHAT IF I HAVE BAD CREDIT?

We work with Credit Repair Specialists to get you on the financial road to recovery.

WHAT IF A BANK HAS TOLD ME THEY WON'T HELP FINANCE MY HOME?

H.O.P.E. USA has Private Funds that may be available - depending on specific circumstances.

WHAT IF THE HOME WAS INHERITED OR PART OF AN ESTATE? ARE THERE OPTIONS?

Yes.  There are possible alternatives for you or other heirs to keep the home and not lose it.  Even if there is a Reverse Mortgage.

WHAT IF I AM UNEMPLOYED? CAN H.O.P.E. STILL HELP?

Each and every situation is different but the counselors are able to use a wide variety of options available.